Home Loans FAQ's

Q: What is Vaastu Shastra?
A: Vaastu Shastra is the Vedic system of Architecture & Design. Vaastu Vidyaa is one of the sixty-four identified ancient Indian Arts. Vaastu Shastra was given by the sages for betterment and welfare of society. It is believed that affliction of Vaastu creates sorrows and disappointments. Vaastu Shastra i.e. science or "shastra" of structures, tells us how to build a house or office for greater happiness and prosperity. Houses, villages, towns and cities should be designed according to the principles of Vaastu.

Q: What are the basic principles of Vaastu Shastra?
A: The basic principles of Vaastu are Vaastu Purush Mandala i.e. a man lying with his head-pointing North-East, in a grid of 64 squares dedicated to different Gods. It is believed that the world comprises of five basic and essential elements known as SPACE, AIR, FIRE, WATER & EARTH.

Q: What would constitute an ideal plot?
A: •Square Plot : is the best shape of a plot in which all four sides are straight and equal in length and it has equal angle of 90 degree at all four corners. Rectangular Plot: having its length not more that double the breadth (length and breadth not more that 1:2) is a very good plot. A rectangular plot has four straight sides and equal angles of 90 degree at all corners with opposite sides of equal length.

Q: How does one determined direction of the plot?
A: Direction of a plot can be determined by any of the two modern simple methods by using a compass, the device for finding direction which has a freely moving needle which always points to the magnetic North. Make two lines crossing each other dividing a paper in four equal parts at 90-degree angle. Place a compass on paper in the middle of your plot and align it with two lines in the North and the South of the needle of the compass. Extend these lines on the plot and mark it to have exact direction.

Q: What should be the proportion of the dimensions of a house?
A: The proportion between length and breadth should be 1:1 but it should not exceed 1:2 ratio. The size of length, breadth of a house, affect the fortune of the person who lives in it.

Q: Which are the ideal locations for various rooms in a home ?
A: •Drawing room: (Northeast or the North or the East) It must nor be located in the Southwest portion of the house. More vacant space should be given in the Northeast corner of the drawing room. The door is preferable on the East towards the Northeast side. •Kitchen: (Southeast) The presiding deity of the Southeast is Agni, the God of fire; hence kitchen may be located the southeast corner of the house. Location of the kitchen has health implications. study room: (North or East or Northeast) These directions attract the positive effects of
Mercury increasing brain power, Jupiter increasing wisdom, Sun increasing ambition and Venus helps in bringing about creativity in new thoughts and ideas. Books may be kept in theSouthwest side of the room. Study room may have door on the East or the North, or the
Northeast •Bedrooms: (Southwest) Bedrooms located in the South direction and will be congenial for comfortable living. The Master bedroom may be on the upper storey, if any, in the Southwest portion of the house. Correct direction while sleeping brings mental peace, good thoughts and spirituality. One may sleep with legs towards the West and head towards the East. One should never sleep having head towards the North Pole and legs towards the South Pole. •kid's room: (Northwest or West) To have a better concentration they should have a separate study close to their bedrooms. Bathroom: (East) Attached bathroom may preferably be in the North, or the East of a bedroom. Shower, bathing tub and wash basin in the bathroom may be in the Northeast, or the North or the East direction. One may have bath in the North or the East area in the bathroom. Bathroom should never be constructed in the center or in the southwest corner of the house. •Storeroom: (Northwest or Southwest) It is very beneficial if grains and other provisions are stored in the Northwest store. All heavy things may be stored in the Southwest of the storeroom. Garbage may be collected in the Southern side portion of the house.

 

Fengshui FAQ's

 

Q: What is Feng Shui?
A: Feng Shui is the ancient Chinise practise of understanding the vital energy known as “chi” . In its traditional form, Feng shui is a discipline with guidelines that are compatible with many techniques of architectural planning. It deals with analysing and influencing the interaction between people, buildings and the environment in order to enhance the quality of life.

Q: What are the basic principles of Feng Shui?
A: The basic principles of Feng Shui are : • Yin and Yang • Five Elements : METAL, WOOD, WATER, FIRE and EARTH • East/West Compass Directions • Solar System • Environment Feng Shui is based upon a set of theories and complex calculations derived from the Yi Jing. This includes an in-depth understanding and application of the theories of Yin and Yang, along with the balancing of the Five Elements and taking into account the physical relationship between the natural environment and the magnetic field. It recommends that you build structures, whether residential or commercial, so as to have a positive atmosphere inside. The ownership of premises is not so important, whoever occupies and stays in the building is the recipient of the positive or negative effect.

Q: What is the role of the five basic elements?
A: The Ancient Chinese believe that the five basic elements constitute every compound of the universe and the circle of life is linked with these five elements. Therefore, it is important to have a correct ratio of all the five elements in your life. Every element can bring disadvantage or advantage to your life. The shortage of any one element can and will bring disturbance in your life. Feng Shui can be applied to analyze the energy (Qi) of a city, state, country or even the world.

Q: How is a Feng Shui reading done?
A: A Feng Shui practitioner using a Lo-pan (compass) determines the energy characteristics of a building and its resultant effects on the building's occupants. Calculations are done according to the basic principles, then remedies are prescribed where ecessary in order to balance the energy so it will have a positive effect. The best time to have a Feng Shui consultation is when you want to : Move into a new home or office Buy, remodel or sell a home or business office, Increase your prosperity Boost your health. The ‘Bagua’ is an energy map of the movement of energy or “chi” with flexible templates divided into nine parts according to which a plan of your property, land, house, apartment, or even a room could be designed. It is a symbolism that helps in developing positive and intuitive relation with the home you live in. This FAQ applies to: Fengshui. Improve your relationships

Q: What is the impact of tools used in Feng Shui?
A: •Wind Chimes: are considered the most useful and attractive tools to activate positive Chi and suppress negative energy in living space. The tinkling of Wind Chime stimulates creativity in the place where it is installed and helps Chi to flow upward and fill the room with creative energy. A wooden Wind Chime would be neutral and it will also help to compensate if there is any lack of wood element. Plants: are considered extremely powerful Fengshui cures, and they’re also effective stimulants. Apart from the decorative purpose, plants contribute to a great extent in deflecting away the negative of Shar Chi. Fading or dry plant in the home or office produce negative energy instead of absorbing the same. Artificial plants also can be used because it is easy to look after them. Thorny plants are not preferred in home or in the office because they can breed negative energy. Mirrors : In Feng Shui, a mirror brings the energy of water. Mirrors are also used to expand a space, as well as to draw the beneficial Chi in. With proper placement, they can dramatically shift the flow of energy in any given space. They also bring a sense of refreshment and calm. Generally, there are three categories of mirrors in Feng Shui - Typical mirrors, Concave mirrors and Convex mirrors. According to Feng Shui, effects of the mirror, depends upon their placing.

Q: What is the impact of the following items according to Feng Shui?
A: •TV in the bedroom: is doubly harmful for a bedroom because when the TV’s uncovered surface serve as a mirror which directs the (energy) Chi back to the bed, make it very strong for resting and when the TV is on, it creates an illusion of an open, busy world around you, creating busy, noisy surrounding in your bedroom, which is positive neither for intimacy nor resting. Clutter: considered harmful, is a crowded and untidy collection of things in a dirty state or those possessions that are neither useful nor beautiful. This clutter does not create anypositive energy. Toilets: are considered to be a place where germs multiply and cause health problems should be located at a remote position. Poor health gives rise to expenses, missed opportunities, bad effect on the relationship between family members, particularly the husband and the wife.